Privacy Policy

1. Introduction

Start Rich (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our retirement planning application.

2. Information We Collect

2.1 Information You Provide

When you use the Retirement Planner by Start Rich, you may provide us with financial information including:

• Current age and retirement age
• Current savings and monthly contributions
• Expected return rates and inflation assumptions
• Life expectancy and retirement expenses

All calculations are performed locally in your browser. We do not transmit your financial data to our servers unless you explicitly choose to save your data (if such feature is available).

2.2 Automatically Collected Information

We may automatically collect certain information about your device when you access the Service, including:

• Browser type and version
• Operating system
• IP address
• Pages visited and time spent on pages
• Referring website addresses

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Retirement Planner by Start Rich service
• Perform retirement calculations and generate projections
• Analyze usage patterns to improve user experience
• Respond to your inquiries and provide customer support
• Send you updates and newsletters (if you have subscribed)
• Detect, prevent, and address technical issues

4. Data Storage and Security

Local Processing: Your financial data is processed locally in your web browser. We do not store your personal financial information on our servers unless you explicitly choose to save your data.

Security Measures: We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: We may employ third-party companies to facilitate our Service, provide the Service on our behalf, or assist us in analyzing how our Service is used.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred.

6. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to track activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

7. Third-Party Services

Our Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the privacy policies or practices of any third-party sites or services.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Objection: Object to processing of your personal information
• Data Portability: Request transfer of your data

9. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us through the appropriate channels provided on our website.